Consumer Loan Officer
NW Priority Credit Union
Minimum three years underwriting and interviewing experience
XP2 experience is a plus
- Interviews loan applicants in person, by telephone and e-mail, gathering required information for credit applications, explaining loan options, rates, terms and collateral requirements.
- Obtains credit reports when required, verifies debts, calculates monthly payments, calculates debt ratio, verifies income, determines collateral needs and verifies insurance coverage for each applicant.
- Approves loans to a predetermined loan limit. Refers loans over predetermined limit to designated individuals.
- Prepares loan documents, including notes, security agreements, payroll deduction authorization, vehicle title forms, etc.