Northwest credit unions continue robust auto lending in a “hot” market. Data from CUDirect and Callahan & Associates finds Washington credit unions grew the category by 56 percent since late 2011, while Oregon credit unions increased by 34 percent.
A Massachusetts court ruling may make you want to revisit your agreement language; your question answered about TILA/RESPA timing requirements; plus this week’s legal briefs.
New student loan guidance calls for orderly repayment, less payment shock; your question answered about IRS refunds; plus legal briefs.
Technology is an integral part of how financial institutions operate and provide account holders with the products and services they need, but technology agreements can be lengthy and confusing. And if you aren’t familiar with the terms and language used to describe the conditions and intricacies of the services you receive, your contract could be more beneficial to your vendors than to your organization.
Is a change in terms notice required to start charging non-members for check cashing?
A $600 million Vermont credit union has become a champion for the industry and a pariah among banks for not backing away from a national issue affecting all credit unions and their ability to communicate clearly the scope of their activities.
Credit unions must update the website reference on their credit card applications and solicitations by Jan. 1, 2013, to reflect the transition of Reg Z to the CFPB. This is not a “significant change” and does not require a 45-day written notice.
The Northwest Credit Union Foundation is seeking nominees dedicated to its mission and objectives who will work to carry out the Foundation’s vision as elected members of its board of trustees.
The NWCUA will accept nominations for all board of director positions from April 16-30. Board members are responsible for establishing the Association’s policy and governance direction and representing their district or asset-size category.
CUNA Mutual Group’s Stephanie Christensen writes about the unique opportunity presented by the new liquidity resulting from mass consumer deposit shifts.
The Consumer Financial Protection Bureau (CFPB) has begun another stage of its â€œKnow Before You Oweâ€ project, unveiling a two-page credit card disclosure that clearly lays out the key terms that consumers need to know.
Your update on the regulatory landscape.
Do we have to send an adverse action notice when we terminate a credit card account due to delinquency?