Picture of a gavel and legal documents.

Breaking: CFPB Ruled Unconstitutional by Federal Court

The 2-to-1 ruling was issued this morning.

Compliance Center: TCPA Court Ruling Highlights Human Intervention

See how human intervention impacted a recent court ruling on a TCPA complaint; your question answered on opening an account for someone without a Social Security number; plus this week’s legal briefs.

Northwest Credit Unions Offer Strong Response to TCPA Ruling

Citing unintended negative consequences, credit unions are engaging their regional and national advocacy system to work with regulators towards a solution.

Compliance Center: FinCEN Administrative Ruling on Currency Transporters, Notary Training, and More

FinCEN issues an administrative ruling on the application of regulations to currency transporters; notary training dates; question of the week and legal briefs.

Appeals Court Overturns Merchant Challenge to Fed’s Interchange Cap Rule

A U.S. Court of Appeals overturned a lower-court ruling today that supported merchants’ arguments in the ongoing debate over the interchange fees financial institutions charge for accepting card-based transactions. The Fed’s cap on “swipe fees” is not too high, the court ruled.

Federal Reserve to Appeal Interchange Ruling

The Federal Reserve Board will appeal a district court ruling striking down interchange fee caps.

Oregon Supreme Court Ruling Partially Overturns Lower Court Ruling Regarding MERS

An Oregon Supreme Court ruling opens the door for financial institutions to return to a quicker, less expensive non-judicial foreclosure process. More on how the ruling could affect credit unions is explained in this week’s compliance report.

Compliance Review of Healthcare Benefits in Order Following Supreme Court Decision

Credit unions should perform compliance reviews following the Supreme Court ruling mostly upholding the Affordable Health Care Act. Provisions already implemented will remain in effect, and now is the time to prepare for the pending requirements.

Supreme Court Ruling Creates Concerns, Opportunities for Credit Unions

The Supreme Court ruling mostly upholding the Affordable Health Care Act gives credit unions reasons to address compliance concerns for their coverage.

Log with Photos of ATM Helps Credit Union Win Reg. E Lawsuit

A federal judge in Harrisburg, Pa., dismissed a lawsuit that had alleged a credit union violated the Electronic Funds Transfer Act with improper ATM fee notification, ruling that a third party had removed the credit union’s posted notice illegally.

CUNA Regulatory Advocacy Report

The most recent update from CUNA on Regulatory Advocacy activities.