Learn more about the Supreme Court’s decision; your question answered on refunding garnishments; plus this week’s legal briefs.
Federal court rules on HUD disparate impact rule; question about monthly deposit account statements; and legal briefs.
Hal Scoggins, featured presenter at the NWCUA’s upcoming Legal Update Seminar, discusses the main ways the CFPB has impacted credit unions and gives a glimpse at what’s to come as the bureau continues to expand its authority.
The CFPB announced recently that it plans to “combat unlawful, discriminatory practices—including those that have an illegal disparate impact on protected borrowers,” an area that will also be a focus during this year’s DFI, DCBS and NCUA exams.
Can a credit union have a lending promotion where people living in a certain area (like close to a new branch) get a discount on their interest rate?