Compliance Center: Supreme Court Rules Disparate Impact Claims Allowed Under Fair Housing Act

Learn more about the Supreme Court’s decision; your question answered on refunding garnishments; plus this week’s legal briefs.

Compliance Center: Federal Court Rejects HUD Disparate Impact Rule

Federal court rules on HUD disparate impact rule; question about monthly deposit account statements; and legal briefs.

How Has the CFPB Impacted Credit Unions?

Hal Scoggins, featured presenter at the NWCUA’s upcoming Legal Update Seminar, discusses the main ways the CFPB has impacted credit unions and gives a glimpse at what’s to come as the bureau continues to expand its authority.

CFPB to Target Credit Discrimination

The CFPB announced recently that it plans to “combat unlawful, discriminatory practices—including those that have an illegal disparate impact on protected borrowers,” an area that will also be a focus during this year’s DFI, DCBS and NCUA exams.

Compliance Question of the Week

Can a credit union have a lending promotion where people living in a certain area (like close to a new branch) get a discount on their interest rate?