Change-in-terms Notice Deadline Approaching for Credit Card Disclosures
With authority for Regulation Z having been transferred to the CFPB, the CFPB’s website must be listed in the Credit Card Account Opening disclosure beginning Jan. 1, 2013.
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Disclosure Requirements for ‘Skip-a-Payment’ Programs
Many credit unions offer “skip-a-payment” programs to their members, particularly during the holiday season, but credit unions should be aware of the various disclosure requirements related to these programs.