Change-in-terms Notice Deadline Approaching for Credit Card Disclosures

With authority for Regulation Z having been transferred to the CFPB, the CFPB’s website must be listed in the Credit Card Account Opening disclosure beginning Jan. 1, 2013.

Disclosure Requirements for ‘Skip-a-Payment’ Programs

Many credit unions offer “skip-a-payment” programs to their members, particularly during the holiday season, but credit unions should be aware of the various disclosure requirements related to these programs.