Credit Union:
Wauna Credit Union

Region: Clatskanie

Type: Staff

Contact: Ian Wiggins

Closing: 12/8/2019

Job Description:

Does a “People Helping People” philosophy and helping dreams come true appeal to you?

Check out our F/T Real Estate Support Specialist position in our Clatskanie branch!

This position will administratively assist the real estate lending and collections functions. Tasks include, but are not limited to: greeting the members, loan record retention, act as advocate for WCU and Member with Title & Escrow companies and Realtors, disbursing loans, remain up-to-date on regulatory compliance laws as they apply to mortgage lending transactions; administer the perfecting of collateralized documents; escrow processing; assist Collections Department as needed; administer claims for various policies financed; researching and assist with loan issues. This is a non-exempt position.

Duties include, but are not limited to:

  1. Use AID,Inc/TMA (The Member Advantage) process to serve our members and meet CU sales and service goals.
  2. Perform within the service level standards set by the Real Estate Department Manager.
  3. Responsible for Real Estate lending records and record retention at Wauna Federal Credit Union.
  4. Responsible for the centralized process of perfecting Wauna Credit Union lien on mortgage deeds of trusts.
  5. Assist in ensuring that Escrow is set up properly.
  6. Assist and advise members with information pertaining to their loan accounts and back up duties to gather information from member for processing credit requests.
  7. Ensure the accuracy and timeliness of loan documents.
  8. Complete real estate loan documents using applicable software system, and disburse funds approved on in-house, HELOC and secondary market real estate applications.
  9. Maintain loan files, making certain all supporting documents are in place and file is properly filed.
  10. Perform account changes as necessary using correct forms and online software.
  11. Effectively communicate status and expectations to internal members, loan originators, closing agents and notary signers.
  12. Finalize Direct Deposit, Payroll and Pre-authorized Funds Transfer forms and direct the forms through proper channels.
  13. Obtain and evaluate credit reports and verify credit documentation and appraisals are not expired.
  14. Perform audits and perform predatory lending tests on all loan files prepared and approved by Loan Officers.
  15. Review signed loan documents, TRID, loan approval, investor conditions, and verify lock information and final fee sheet is in compliance with loan originator compensation per company guidelines.
  16. Contact closing agents, and real estate agents to request conditions as needed to ensure close of escrow and rate lock expiration are met.
  17. Understands compliance issues and attends training as they relate to their position, including, but not limited to, the Bank Secrecy Act, US Patriot Act, etc.
  18. Maintain a thorough understanding of credit union products and services.
  19. Be familiar with loan products offered by competition and make suggestions to help create a marketing approach for WFCU to promote and provide members a sound lending program.
  20. Maintain current NMLS registration.
  21. Review warehouse reports and work loan suspense to ensure timely investor purchase of loans.
  22. Conduct final balancing of real estate loan and request wire for purchase.
  23. Participate with Branch Manager and other Loan Officers in establishing and maintaining good working relationships with real estate agencies, title companies and other businesses in the community.
  24. Participate with Real Estate Department Staff and other WCU employees in establishing and maintaining good working relationships with title companies and other businesses in the community.
  25. Responsible for reviewing suspense GLs used for loan serving.
  26. Research loan issues and provide assistance with loan recalculations and system corrections.
  27. Act as a resource and support for MCs.
  28. Understands compliance issues and attends training as they relate to their position, including, but not limited, to the Bank Secrecy Act, USA Patriot Act, etc.
  29. Performs other duties as assigned.

Pre-employment drug test and background check required.  Equal Opportunity to include Disability & Vets.

Additional Comments:

For more information, or to apply now, you must go to the website below. Please DO NOT email your resume to us as we only accept applications through our website.