Credit Union:

Advantis Credit Union

Region:

Milwaukie, Oregon

Closing:

1/28/2022

Job Description:

Responsibilities of this role include:

  • Making underwriting decisions on first mortgage and home equity loans.
  • Analyzing loan applications utilizing a sophisticated scoring model to assess risk.
  • Completing appraisal reviews, including loan-to-value ratio, and performing reviews of credit reports, tax returns, and analysis of income.
  • Approving loans and exceptions to policies within designated loan approval authority levels. Reviewing and approving subordination requests.
  • Maintaining loan quality in the loan portfolio; reviewing loan documentation to ensure compliance with standards established by federal, state, and government guidelines as well as Credit Union policies and procedures.

Requirements:

  • High school diploma or equivalent required.
  • Bachelor’s degree in related field, or equivalent combination of education and experience preferred.
  • 3+ years experience in Consumer Loan underwriting, including home equity loans. First mortgage underwriting experience preferred.
  • Working knowledge of Desktop Underwriter (DU) and Loan Prospector (LP).
  • Proficient in the use of Microsoft Office software, particularly Word and Excel.
  • Must possess excellent math skills with a basic understanding of accounting.
  • Exceptional communication and time management skills.
  • Ability to exercise judgment, initiative and tact.
  • Ability to maintain confidentiality.

A Great Place to Work!

At Advantis, we help our members succeed financially.  We serve our members with a purpose and a passion, and our talented team delivers uncommon value with every interaction.  We inspire fresh ideas, bold creativity, and outside-the-box ingenuity by asking, “How can we do banking differently?”  We celebrate individual achievement and excellence with proud recognition and upward opportunity.

We work together in a spirit of “together we can” teamwork, mutual respect, and a unified effort to reach common goals.  We work hard but we get to do it in an atmosphere that’s upbeat and fun.  We live our passionate community commitment to strengthen, educate, and elevate the prosperity of the communities we’re proud to call home.

If you like to work with passion and purpose, collaborate, elevate, and celebrate, Advantis Credit Union is the place for you. Advantis is one of Oregon’s largest member-owned financial cooperatives, serving the Portland areas for over 90 years.

Advantis Credit Union is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, sexual orientation, gender identity, gender expression, veteran status, or disability.