Credit Union:

OnPoint Community Credit Union

Region:

Portland, Oregon

Closing:

10/31/2021

Job Description:

  • Underwrites mortgage loans in accordance with OnPoint and/or Agency secondary marketing guidelines and approval limits.
  • Monitors work queues to ensure compliance with established Service Level Agreements.
  • Handles escalated files in a timely manner.
  • Prepares all forms of approval and declination that are sent to members.
  • Maintains and provides current information on investor or underwriting changes.
  • Prepares documents of approval and declination that are sent to members.
  • Reviews appraisals, condos and inspections for collateral acceptability.
  • Assists in coordination and review of any loan requested for investor audit.
  • Accurately interprets and train others in investor guideline changes for all product offerings.
  • Supports in mentoring with our Operations partners.
  • Maintain program fact sheets for all product offerings.
  • Reviews acceptability and efficiency of all processes within area, and works with manager to implement changes as appropriate.
  • Perform other projects or duties as assigned.

Knowledge, Skills and Abilities:

  • Demonstrated advanced understanding of all areas relating to mortgage transactions with specific emphasis on credit and collateral underwriting.
  • Proficiency in operating Agency loan origination automated underwriting systems (DU and LP)
  • Sound administrative skills.
  • Effective and strong interpersonal communication skills and ability to organize and disseminate information.
  • Ability to perform detailed tasks accurately and efficiently.
  • Ability to coordinate and prioritize workload.
  • Ability to communicate professionally and effectively

Qualifications

  • High school diploma or equivalent.
  • Minimum of 3-5 years experience working in real estate origination, operations, servicing, quality control or other real estate underwriting.

*This position requires employee to come into the office