Mortgage Loan Originator

Job Description:

Duties and Responsibilities:

1. Market mortgage loan programs to the real estate sales industry and to personal contacts.
2. Develop and maintain loan referral relationships with professionals in real estate, accounting, legal and financial planning fields.
3. Interview buyer/applicants and originate investor mortgage loans. Accept applications and input them to the origination system, provide required estimates and disclosures, and gather required documentation and fees to process mortgage loans.
4. Ensure all loans are originated, disclosed and/or re-directed accurately and timely within all established regulatory compliance requirements and timeframes.
5. Ensure accurate processing is completed in a timely manner and prepare for submission to underwriting.
6. If the loan is approved, take final steps to ensure a smooth closing. If the loan is declined, verbally advise the borrower and issue applicable refunds. Return any documents not pertaining to credit.
7. Conduct sales presentations for Realtors as necessary to enhance business relations.
8. Perform other duties as assigned.