Mortgage Loan Officer
Job Description:
Essential duties:
- Originates high-quality mortgage loans, including Conventional, Jumbo, FHA, USDA, VA loans, construction loans and Reverse mortgages
- Meets with potential customers to understand their financial needs and find the best mortgage product to meet those needs
- Initiates marketing activities and promotional strategies to attract new customers
- Manages the customer experience through the entire loan process, from origination and analysis to loan closing
Basic Requirements:
- High School Diploma or GED
- 3 years mortgage lending experience in a financial services setting, including documented ability to self-generate at least $1.2 million per month
- Experience with FHA, VA and USDA and Reverse Mortgages
- Flexible hours, weekend hours and after hours a must
- Must be able to pass a background and credit check
- Must be eligible to register with the Nationwide Mortgage Licensing System and Registry (NMLS) and maintain registration with NMLS as a registered Mortgage Loan Originator (MLO)
Knowledge, Skills and Abilities:
- Ability to communicate verbally and in writing
- Ability to educate borrowers on loan products and processes
- Maintain current knowledge of mortgage products
- Knowledge of desktop underwriting
- Ability to quickly learn and adapt to market changes
- Ability to take accurate and thorough loan applications
- Ability to create, implement and adapt a market penetration strategy for lead development, prospect to client conversion and client to close conversion
- Proficient with personal computers and related software products such as Microsoft Word, Excel and Outlook