Credit Union:

Kitsap Credit Union


Silverdale, WA



Job Description:

Please note that Kitsap Credit Union is a non-profit organization employing more than 100 people, and as such falls under the purview of the recent presidential direction for mandated COVID vaccinations. All Kitsap Credit Union employees fall under this mandate for vaccination and as such must present proof of vaccination to be eligible for hire.

Mortgage Loan Consultant

Kitsap Credit Union is growing and we are looking to add a motivated Mortgage Loan Consultant to our team, who has real estate or mortgage lending experience. You could be right for this role if you’re passionate about member service and lending. Our members will be looking to you, the expert in real estate lending, and you will also get to partner with our branches and assist with securing members loan business. This role gets to work directly with our members over phone and email. You’d be joining us in our beautiful office located in Silverdale, and there may be an opportunity to work from your home office after training. Our mortgage department has grown exponentially since the start of the year, so this is a high-volume, fast-paced position where you’ll make a real impact on helping to achieve the Credit Union’s goals. The good news is you will  have a lot of support; the leadership in this department has extensive real estate knowledge so they will be able to help you grow your career in mortgage lending.


Some of What You Will Do

  • Manage third party vendor services and a pipeline of 30+ files monthly
  • Interview members, sell KCU lending, and review loan applications for accuracy and compliance, then walk members through the process start to finish
  • Review Automated Underwriting system conditions ensuring that the loan meets eligibility with support of the Sr. Mortgage Loan Consultant and/or Real Estate Manager
  • Review real estate loan applications, ensure information is accurate and meets product guidelines and risk profile, and interview members to ensure needs are met
  • Structure conventional and special mortgage loan programs
  • Order and evaluate appraisals, title policies, credit reports, income and other verification documents

Basic Qualifications

  • HS Diploma or GED required
  • 3 years of real estate lending experience required or 1 year of experience in the mortgage industry: underwriting, structuring and documenting real estate secured loans, analyzing income, asset, credit and collateral documentation required
  • Entry-level knowledge of first mortgage real estate lending practices, including regulatory and compliance required
  • Ability to obtain NMLS within 30 days required

Schedule: Availability Monday – Friday

Grade: 6

Pay: $21.39+/hr DOE


Who We Are

The Pacific Northwest is a great place to call home. That’s how we at Kitsap Credit Union have felt ever since we opened our doors in 1934 within the Puget Sound Naval Shipyard. Starting off as Navy Yard Metal Trades Credit Union, we’ve undergone a few name changes and our commitment to serving the community has never changed.


****Employment is contingent upon satisfactory credit, background, and reference checks. Kitsap Credit Union is an Equal Opportunity Employer.  All qualified applicants for employment will receive consideration without regard to sex, marital status, race, color, religion, national origin, age, veteran status, disability, genetic information, or any other protected status.****