Credit Union:

Kitsap Credit Union


Bremerton, WA



Job Description:


Kitsap Credit Union is hiring for a full-time hourly Loan Officer/Underwriter to work out of our Harborside location in beautiful Kitsap County. This position is responsible for the origination of Indirect loans and refinances through the multiple channels for current and new members. This role is hybrid eligible.

Quick Facts

Compensation: $25.75 to $35.33 – Depending on experience

Working hours: Monday-Saturday 8 AM – 5 PM – Full Time- Hybrid

Grade: Seven

Seniority level: Individual Contributor

Reports to:  Director, Indirect Lending

Industry: Banking

Job Functions: Lending, Loan, Indirect Lending.


Typical Job Duties

  •  Ensure that all loans are within current credit policy by reviewing loan applications to determine creditworthiness
  • Work with customer finance managers negotiating loans while using discretion in decision-making and sound judgment in problem solving
  • Meet or exceed credit union objectives in terms of volume, credit quality, and loan exceptions
  • Calculate and communicate with customers loan denials, counteroffers, cash flow analysis and credit underwriting as it pertains to each loan application evaluation
  • Maintain a high level of confidentiality within the credit union relative to any information received directly or indirectly


This role may be right for you if you enjoy research and investigations-based work.  You pride yourself on your ability to hone in on small details and catch data discrepancies.  Your previous employers praise your ability to ability to work well in a fast-paced deadline-sensitive environment, and your previous co-workers talk about the ease with which you handle what otherwise might be difficult conversations with customers and stakeholders.  Your friends consider you easy to talk to and your family is proud of your ability to thrive and grow amidst adversity.

Basic Qualifications

  •  High school diploma or GED.
  •  Three years of lending experience with knowledge of applicable rules and regulations involved in the lending function required


Preferred Qualifications

  •  Bachelor’s degree or equivalent work experience.


What We Offer

Not only are we one of the largest credit unions in Washington State, and growing, we are also a company that cares about its employees. We back that up for our employees by offering competitive pay and a benefits package that helps support you and your family’s lifestyle. We value our employees, and we strive to keep our benefits comprehensive and affordable. Some of our benefits include:

Careers | Kitsap Credit Union (

  • Free onsite parking
  • Annual time off and sick time accrued
  • 10 Paid holidays
  • 2 Personal days
  • Medical, Dental, Vision, Short- and Long-term Disability, Life and AD&D Insurance
  • Employee Assistance Program
  • Choose from a PPO medical plan or a High Deductible with a Health Savings Account
  • 3% KCU funded Safe Harbor Contribution to your 401K
  • KCU will match up to 2% of your 401K contributions
  • All 401K contributions are 100% vested
  • Potential annual incentive in all roles within Kitsap Credit Union
  • Tuition reimbursement
  • 8 hours of paid volunteer time off
  • Discounts on KCU’s products and services
  • Paid membership including back up childcare reimbursement
  • Paid RethinkCare subscription, a personal wellness and professional resilience program


We believe in the power of belonging – it’s in our DNA as a not-for-profit, member-owned cooperative. Our un-bank-like structure ensures that we remain all about people: our members, our employees, and the people in the communities where we live and work. We work hard to provide a collaborative and inclusive environment where you can grow and excel in your career.

We are dedicated to serving our members by providing personalized experiences, convenient access, and highly competitive products and services. But it goes much deeper than that. For more than 86 years, we have been relentless about making a positive difference in our communities. We understand that when our members and communities succeed, we all succeed, and that success can’t happen without great employees. If this is the kind of organization, you’re looking for.


******Employment is contingent upon satisfactory credit, background, and reference checks.  Kitsap Credit Union is an Equal Opportunity Employer.All qualified applicants for employment will receive consideration without regard to sex, marital status, race, color, religion, national origin, age, veteran status, disability, genetic information, or any other protected status.******