Credit Union:
NW Priority Credit Union

Region: Portland, OR

Type: Staff

Contact: Rose Martin del Campo
Phone: (503) 760-5304

Closing: 5/31/2021

Job Description:

Benefits offered to you:

  • 100% Employer-paid health, vision, prescription and dental insurance option for all full-time employees. 45% employer-paid dependent coverage.
  • 401(k) plan with generous employer match – NWPCU matches up to 4% AND gives 6% of the annual salary for each participant.
  • 100% Employer-paid life insurance/AD&D package (up to $50,000)
  • Paid vacation and sick time
  • Short and long term disability (We cover 50% of the premium)

BASIC RESPONSIBILITIES: Our member facing position answers questions and assists members in applying for loans. Prepares loan documentation and enters into computer. Underwrites, approves and closes loans.

ESSENTIAL FUNCTIONS

  • Interviews loan applicants by gathering required information for credit applications, explaining loan options, rates, terms and collateral requirements.
  • Answers routine member inquiries regarding account balances, payment amounts, status or history. Gives Blue Book information upon request.
  • Obtains credit reports when required, verifies debts, calculates monthly payments, calculates debt ratio, verifies income, determines collateral needs and verifies insurance coverage for each applicant.
  • Approves loans to a predetermined loan limit. Refers loans over predetermined limit to designated individuals.
  • Prepares and verifies loan documents, including notes, security agreements, payroll deduction authorization and vehicle title forms have been accurately completed.
  • Prepares disbursement checks.

Qualifications: Minimum of one year prior loan interviewing or loan processing experience required.