Credit Union:
Clackamas Federal Credit Union

Region: Oregon

Type: Staff

Contact: Lynn Schell
Email: [email protected]

Closing: 8/1/2019

Job Description:

Essential Functions

Promote, motivate, and mentor a culture that promotes business account relationships and encourages new members.
Responsible for independently analyzing and spreading all credit requests and analyzing the repayment capacity of new applicants and existing obligors, monitoring borrower compliance with approved terms, portfolio management, and assisting in the administration of credit relationships.
Prepare credit requests for the Business Services Manager and Business Loan Committee.
Process all business loan applications by compiling all documents deemed necessary to support the loan application, ensuring compliance of the loan file according to policy, underwriting guidelines, rules and regulations.
Ensure that all necessary loan information and documents are provided to Business Service Manager and the Business Loan Committee noting potential red flags and underlying risks.
Participate in the Business Lending Committee.
Monitor existing loans on system to ensure accuracy of loan balances, rates, margins, and maturities.
Maintain and keep up-to-date member files including balance sheets, profit & loss statements, cash flow projections and all loan documentation.
Assist with periodic reviews of existing systems, policies, procedures, and practices to ensure that they are effective, current and in legal compliance.
Ensure necessary reports are prepared for management review (i.e. business deposits, delinquent loans, and loan maturity/review).
Communicate business service products and information to branch sales staff.


Education/Experience Required:

Education and Experience

Required: A college degree (or work equivalent in related field). Minimum five years of similar or related experience including time spent in similar or preparatory positions.

Preferred: A college degree (or work equivalent in related field). Between five to ten years of similar or related experience including time spent in similar or preparatory positions.