9:00 am - 4:00 pm PST
10:00 am - 5:00 pm MST
$249 (late registration price)
One day event offering the latest legal and regulatory based content and updates relevant to credit unions. Registration includes lunch. This event is currently seeking approval for General CLE credits by WSBA, and General CLE credits by OSBA.
|8:30 a.m. – 9:00 a.m.||Registration|
|9:00 a.m. – 9:05 a.m.||Welcome
John Trull, AVP Regulatory Advocacy, NWCUA
|9:05 a.m. – 10:05 a.m.||Regulatory Developments
Michael McKenna, General Counsel, NCUA
|10:05 a.m. – 11:05 a.m||CFPB and Federal Enforcement Actions
Melanie Brody, Partner, Mayer Brown
|11:05 a.m. – 11:15 a.m.||Break|
|11:15 a.m. – 12:15 p.m.||Cyber Security
Brian Knight, EVP General Counsel, NASCUS
|12:15 p.m. – 12:45 p.m.||Lunch
Included in your Registration
|12:45 p.m. – 1:45 p.m.||Cana Banking – Legal Considerations
Lynn Ciani, EVP General Counsel, Numerica
|1:45 p.m. – 2:45 p.m.||Regulatory Panel
Linda Jekel, Director, Washington Division of Credit Unions
Mary Hughes, Acting Director, Idaho Department of Finance
Janet Powell, CU Program Manager, Division of Financial Regulation
|2:45 p.m. – 2:55 p.m.||Break|
|2:55 p.m. – 3:55 p.m.||Worth the Fight: Negotiating Vendor Terms that Can Bite
Kalin Bornemann, Miller Nash Graham & Dunn LLP
|3:55 p.m. – 4:00 p.m.||Program Concludes
Jennifer Wagner, Chief Advocacy Officer, NWCUA
About the Speakers
Miller Nash Graham & Dunn LLP
Kalin is a member of Miller Nash Graham & Dunn’s business team, joining the firm in September 2016. Kalin has experience in matters affecting large and small businesses and their individual owners and representatives. He largely focuses his practice on advising businesses with regard to operations, formation, and significant transactions, along with drafting and negotiating the complex documents that accompany those matters.
Kalin has worked with a wide variety of individuals and entities, including corporations and LLCs, manufacturing and construction businesses, professional service providers, restaurants, technology companies, real estate investment and leasing companies, financial institutions, and many “closely held” family businesses. He enjoys working one-on-one with business owners and their representatives to identify their specific needs, and to arrive at practical solutions in the most efficient way possible.
Kalin also has experience representing both large and small banks, credit unions, and non-bank financial institutions on issues involving vendor management, operations, and regulatory compliance. He regularly reviews and negotiates complex vendor agreements in light of regulatory guidance and offers easy-to-understand insight into various laws and regulatory schemes affecting financial institutions, such as the Truth in Lending Act, Equal Credit Opportunity Act, the Gramm-Leach-Bliley Act, the Military Lending Act, and the Expedited Funds Availability Act.
Before joining the firm’s business team, Kalin practiced at Harlowe & Falk LLP in Tacoma, Washington, where he also focused on business planning and transactions, as well as intellectual property protection, including trademarks, copyrights, and trade secrets. While in law school at Gonzaga University in Spokane, Washington, Kalin worked for a large law firm, served as a judicial extern for the Honorable Judge Laurel Siddoway at the Washington Court of Appeals, and dedicated his extra time to the nonprofit Unemployment Law Project.
Partner • Mayer Brown
Melanie Brody is a partner in Mayer Brown’s Washington DC office and a member of the Consumer Financial Services group. She concentrates her practice on federal and state government enforcement matters, primarily for banks, mortgage lenders, auto lenders, credit card issuers, student lenders and other financial service providers. She represents clients in investigations, examinations and enforcement actions by the US Department of Justice, Consumer Financial Protection Bureau, Office of the Comptroller of the Currency, Federal Reserve Board, Department of Housing and Urban Development, Federal Trade Commission, state banking regulators and state attorneys general.
Melanie assists clients with enforcement, examination and compliance matters involving a variety of issues, including fair lending, fair servicing and unfair, deceptive or abusive acts or practices. She also handles compliance matters involving consumer finance laws, including the Equal Credit Opportunity Act, Fair Housing Act, Dodd-Frank Wall Street Reform and Consumer Protection Act, Gramm-Leach-Bliley Act, Fair Credit Reporting Act, Home Mortgage Disclosure Act, Fair Debt Collection Practices Act, Truth in Lending Act and Real Estate Settlement Procedures Act.
Melanie is ranked among the top national lawyers in Consumer Finance by Chambers USA. She was nationally ranked by Chambers USA in 2013, 2014 and 2015 for Financial Services Regulation: Consumer Finance (Compliance) (Band 2). In 2012, she earned a Band 2 national ranking under Financial Services Regulation: Consumer Finance (Litigation). Chambers USA 2008-2011 ranked Melanie among the top national lawyers practicing in Financial Services Regulation: Consumer Financial Services Regulation.
Melanie is a frequent speaker at conferences sponsored by the Mortgage Bankers Association of America, American Banker’s Association, American Bar Association, America’s Community Bankers and other industry-related groups on various consumer finance issues, including fair lending enforcement, litigation and compliance, and compliance with federal and state consumer finance requirements. She also has published articles on a wide range of mortgage banking and consumer finance topics, and is the primary author of Implementation Guide to the Gramm-Leach-Bliley Act Privacy Requirements published by the Mortgage Bankers Association of America, and is a co-author of the Implementation Guide to PMI Cancellation: Understanding the Homeowners Protection Act of 1998 published by America’s Community Bankers and the Mortgage Bankers Association of America.
EVP General Counsel • Numerica
Lynn Ciani, Executive Vice President General Counsel for Numerica Credit Union, has over 30 years of experience as a lawyer representing the financial industry. Lynn obtained her undergraduate degree at the University of California, Los Angeles and graduated cum laude from Loyola Law School, Los Angeles. She is a member of the Washington, Idaho and California bar.
Before joining Numerica in 2012, Lynn acted as partner in the corporate/securities department of McKenna & Fitting’s law firm. Lynn was very eager to have the opportunity to join the credit union movement, which aligns with her passion for serving the wellbeing of others.
In January 2015, Lynn was certified as a Credit Union Development Educator (CUDEs). Through this training she became a passionate advocate for the credit union philosophy and learned how to promote cooperative principles. This unique and transformative training from the National Credit Union Foundation gave her an even deeper commitment to the credit union movement.
Lynn is very committed to staying abreast of all the current regulations, state laws and regulatory issues. Previously she was co-chair of the NWCUA Regulatory Affairs Subcommittee in 2015 and 2016, and has acted as a member of the NWCUA State Issues Working group since 2014.
Topics: Cana Banking
Acting Director • Idaho Department of Finance
Mary Hughes, serves as the Financial Institutions Bureau Chief of the Idaho Department of Finance. Hughes was first employed by the Idaho Department of Finance as a deputy attorney general in 1990, primarily litigating cases brought to enforce the state’s securities and mortgage laws; she was appointed the Department’s lead attorney in 1997. She served as the Consumer Finance Bureau Chief, supervising the state’s non-depository financial institutions, from 2000 until 2003, at which time she was appointed to her current position overseeing Idaho’s state-chartered banks and credit unions. In addition Hughes is active with NASCUS, the CSBS. She remains an active member of the Idaho State Bar. Hughes chairs the State Liaison Committee (SLC) to the Federal Financial Institutions Examination Council (FFIEC).
Topic: Regulatory Panel
Director • Washington Division of Credit Unions
Linda Jekel was appointed State of Washington’s Director of the Division of Credit Unions (Division) in 2002. The Division supervises state chartered credit unions. She has been a regulator since 1989. In addition, she continues to serve on the NASCUS board of directors since 2003 and she has been active with NASCUS since 1995. Prior to her regulator experience, she worked for Heritage Federal Savings (now Heritage Bank) in various management and lending positions. Jekel is also a member of the Financial Education Public-Private Partnership (FEPPP).
She is a strong advocate when it comes to getting financial education into the school system. A Seattle native, Linda earned her Masters of Business Administration degree with a finance concentration from Pacific Lutheran University and achieved a graduate banking certificate from Pacific Coast Banking School in 1997. She is married with two adult children. She enjoys reading mysteries and traveling.
Topic: Review of recent legislative and regulatory developments.
Topic: Regulatory Panel
Brian Knight, Esq. • Executive Vice President & General Counsel
Brian Knight joined NASCUS in 1998 and has served as NASCUS’ general counsel since 2007. As general counsel Mr. Knight manages NASCUS’ state and federal regulatory analysis, policy development, and compliance guidance. The general counsel works closely with all NASCUS’ departments, the CEO, and the board. Mr. Knight also serves as the staff liaison to NASCUS’ Legislative and Regulatory Affairs Committee and the liaison to numerous state regulator working groups and task forces addressing critical policy issues, often in partnership with their federal counterparts.
With an extensive background in both legislative and regulatory analyses and a comprehensive knowledge of the state and federal credit union regulatory system, Mr. Knight often represents NASCUS speaking at seminars, trade association meetings and conferences. Mr. Knight has testified before numerous state legislatures on behalf of state regulatory agencies and participated in industry strategic planning sessions.
Mr. Knight is a graduate of William and Mary Law School and Hope College with degrees in history and political science. He is a member of the American Bar Association and the District of Columbia Bar.
Topic: Cyber Security
General Counsel • NCUA
As General Counsel, Michael J. McKenna has the responsibility for managing all legal matters affecting NCUA. McKenna serves as the principal legal advisor to the NCUA Board and as the agency’s ethics officer. He also supervises the provision of legal advice within the agency, including interpretations of the Federal Credit Union Act, NCUA’s rules and regulations, and other directives. McKenna further oversees the development of many of the agency’s regulations affecting credit unions and the representation of the agency in legal proceedings.
McKenna joined NCUA in 1989 as an attorney. After rising within NCUA’s Office of General Counsel, he served details as Senior Policy Advisor for two NCUA Board Members in 2001 and 2002. In 2003, McKenna became NCUA’s Deputy Executive Director, and at the end of 2004 he was named Deputy General Counsel. McKenna became NCUA’s General Counsel in 2011.
Prior to joining NCUA, McKenna served as Staff Judge Advocate for the U.S. Army at Fort Hood, Texas, where he focused on criminal prosecutions from 1986 to 1988. Mike then served as Assistant Staff Judge Advocate at the U.S. Army Criminal Investigation Command in Falls Church, VA.
McKenna earned a B.A. from the State University of New York at Binghamton, and received his J.D. from American University’s Washington College of Law, in Washington, D.C. He is married to the wonderful Dawn McKenna and has three daughters.
Topic: McKenna will cover the NCUA rulemaking process from A-Z, and give an overview.
Credit Union Program Manager • Division of Financial Regulation
Janet Powell has worked for the Oregon Department of Consumer and Business Services, Division of Financial Regulation (previously known as the Division of Finance and Corporate Securities), since September 1992 when she was hired as a financial examiner. She was appointed supervising examiner of the Credit Union Program effective July 1, 2004, and was appointed as its program manager in 2007. She has worked as a financial examiner and a review examiner in the credit union and bank and trust programs.
Oregon has 21 state-chartered credit unions, with assets totaling $16.1 billion. Additionally, four state-chartered credit unions from Washington and Idaho have branches in Oregon.
Previously, Miss Powell worked for St. Mary’s Academy in Portland, Oregon as the development director for one year and worked for The Oregon Bank in a number of capacities for nearly 25 years. She has management, lending, operations, business development, and special project experience; she was a bank officer for 16 years.
Miss Powell is Vice Chair of the Legislative and Regulatory Affairs Committee for the National Association of State Credit Union Supervisors (NASCUS) and is certified by NASCUS as a state credit union examination supervisor and by the Conference of State Bank Supervisors (CSBS) as an examiner-in-charge.
She attended Marylhurst College and has received various banking and regulator training. She was born in Bend, Oregon and grew up in The Dalles, Oregon.
Topic: Regulatory Panel
Location & Travel Information
NWCUA – Washington Office
18000 International Blvd Suite LP-16
SeaTac, WA 98188
Video Conferencing Available
The speaker will present from Horizon Credit Union listed above, but you can join the seminar via video conference at the following locations:
NWCUA – Tigard Office
13221 SW 68th Parkway Suite 400
Tigard, OR 97223
NWCUA – Idaho Office
2710 Sunrise Rim Road, Suite 100
Boise, ID 83705
Special Travel Rates and Discounts for NWCUA Members
Special room rates have been negotiated for NWCUA program participants at the local Cedarbrook Lodge. For information on how to take advantage of our NWCUA group rate, click on www.nwcua.org/travel-discounts and follow the instruction under Hotel Discount for Cedarbrook.
- Early Registration: $229
- Regular Registration: $249 (After September 1, 2017)
- Late Registration: $299 (After November 3, 2017)
Registration fees are non-refundable after the early registration date. Substitutions will only be accepted by notifying NWCUA directly.
Miller Nash Graham & Dunn LLP is a premier West Coast multi-service law firm, offering comprehensive, responsive and innovative services to businesses, nonprofit organizations, public-sector entities, and individuals. Our attorneys are trusted advisers to credit unions, banks, and finance companies on issues ranging from strategic mergers, regulatory compliance, and litigation, to structuring, negotiating, and preparing agreements governing a wide variety of business relationships.
Continued education and training of credit union professionals and directors helps keep the credit union movement vibrant and competitive in the financial marketplace. We understand this can take a significant commitment of time and money.
The Northwest Credit Union Foundation provides scholarships awarding up to $1,500 per year for selected applicants. Learn more at www.nwcuf.org/scholarships-and-grants.
Cancellation & Refund Policy
Registration fees are non-refundable after October 1, 2017. Substitutions will only be accepted by notifying NWCUA directly.
Questions or Concerns?
For more information, contact Jennifer Wagner or email your questions to [email protected]. For assistance with registration, please contact Erin Bennett at [email protected] or call or text 503.350.2211.