Should Credit Unions add a Minimum Housing Expense When Applicants List Zero Housing Expenses?

Experts agree a blanket policy of adding an amount should be avoided, but that credit unions should also ask questions.

ADA Website Lawsuits – a Tale of Two Different Court Opinions

Differences in opinions will continue until Department of Justice provides clear website expectations.

NWCUA’s Katie Clark Shares Insights on the Latest Fraud Schemes Hitting Northwest Credit Unions

New Risk Management Council provides credit union professionals with information, discussion, and best practices to reduce areas of risk.

Did You Miss the Changes to the SCRA?

Amendment includes proof of period of military service for purposes of interest rate reduction under the SCRA.

Oregon DCBS Approves Rulemaking on Minimum Number of Credit Union Board Meetings

Six regular meetings in a calendar year, with at least one per quarter, are required.

NCUA and WA DCU Issue 2019 Examination Priorities

Examiners will continue using streamlined small credit union exam program procedures for those under $50 million in assets.

NCUA Guidance on Lapse of FEMA’s Authority to Issue Flood Insurance Contracts

When the flood insurance program is unavailable, credit unions may continue to make loans subject to the Flood Act without flood insurance.

Oregon DHS Partnering with Accuity for Asset Verifications

Accuity has begun sending requests to the financial institution community and volume is soon to increase.

Northwest Credit Unions Must Have a Solid Disaster Preparedness Plan

Federally insured credit unions are required to have plans in place to address all types of operational disruptions.

FFIEC Releases Second Update of the Examination Modernization Project

The project is a follow-up to the review of regulations under the Economic Growth and Regulatory Paperwork Reduction Act.

Washington Department of Labor & Industries Issues Revised Version of Overtime Employment Rules

Under the proposal, salary threshold could increase between 2 and 2.5 times the minimum wage starting in 2020.

Washington State Department of Labor & Industries to Hold Session on Revised OT Employment Rules

Feedback meetings to be held throughout the state Nov. 27, 28, and 29.

Oregon Driver License and ID Cards Design to Change Soon

Credit unions will begin seeing new card design in December.

Oregon DFR Proposes Rulemaking Setting the Minimum Number of Credit Union Board Meetings

Defines the inexact term “regular” as it applies to the number of board meeting under the act.