ESIGN Reminders

A snapshot of electronic signature requirements.

DOL Court Brief Indicates Potential 18-Month Delay in Fiduciary Rule Effective Date

Pending the approval of the Office of Management and Budget, the effective date would be pushed back to July 1, 2019.

CFPB Unveils Prototypes of New Regulation E Overdraft Opt-in Disclosures

The prototype forms are designed to give consumers more clarity about the costs, risks, and benefits of participating in overdraft coverage.

Regulators Release Updated Rulemaking Agendas

See the latest NCUA and CFPB rulemaking’s implications for credit unions.

CFPB Issues 2017 TILA-RESPA Final Rule and Executive Summary

The final rule modifies the federal mortgage disclosure requirements under the Real Estate Settlement Procedures Act and the Truth in Lending Act.

Consumer Financial Protection Bureau Proposes Changes to Home Mortgage Disclosure Act Reporting Thresholds on Home-Equity Lines of Credit

CFPB seeks comment through July 31 to determine whether to postpone collection of this information for smaller-volume institutions.

Department of Labor Issues RFI Regarding Fiduciary Rule

The RFI seeks feedback on possible changes to the rule and/or exemptions, and input regarding the advisability of extending the Jan. 1, 2018, applicability date.

Expiring ITINs Can be Renewed Now for 2018

The IRS is accepting renewal applications three months earlier than last year.

Second Increase in Oregon Minimum Wage Goes Into Effect July 1

Understand how the rate increase applies to your specific location.

NCUA Releases New 5300 Call Report Form

Here are a few examples to clarify the new distinction between commercial loans and member business loans.

Department of Labor Fiduciary Rule: What’s Next?

Brush up on fiduciary rule basics and find out what’s required during the transition period between June 9 and January 1.

Interagency Advisory Addresses Appraisals; FinCEN Updates CTR

Advisory focuses on two options to confront appraiser shortages; FinCEN makes changes to Currency Transaction Report.

NCUA Board Approves Proposed Rules on Mergers, Appeals

Here’s what you need to know about the three proposed rules recently released for comment.

Servicemembers Civil Relief Act Six Percent Rate Cap

Clarifications about the SCRA’s six percent interest rate limit, and answers to common questions.