For more than a decade, Teddy Flo has served as a trusted legal advisor to consumer financial services companies, providing practical legal advice that helps clients achieve their business objectives. He has litigated scores of cases, helped companies navigate high-stakes government investigations, and advised on key regulatory issues. As Zest’s chief legal officer, he works closely with its legal, executive, engineering, data science, sales, and marketing teams to execute strategic decisions and ensure that legal operations run smoothly.