What’s Your Balance Sheet Management Strategy for 2021?


Each credit union is one-of-a-kind; it serves a distinct membership and has its own unique challenges, needs, and goals. Therefore, its balance sheet should be like no other. Looking ahead, it’s clear the ways credit unions serve their members will never be the same, and having a balance sheet management strategy is critical.

QuantyPhi can help in this effort. The CUSO provides investing, liquidity support, risk modeling, and consulting to credit unions. Its financial strategists help credit unions solve balance sheet challenges while maximizing earnings potential, setting risk parameters, and mapping out both short-term and long-term strategies for peak performance.

Having worked with credit unions for the past three decades, the QuantyPhi team is well-versed in the unique challenges credit union financial decision-makers face every day. Their experts analyze information from all aspects of a credit union’s financial statement to see how specific decisions will affect the institution’s overall financial health.

All over the country, credit unions partner with QuantyPhi for their valuable expertise and top-notch service.

“Credit unions are in the business of balancing risk in everything we do, so working with the experts at QuantyPhi allows our credit union to gain a better understanding of where the risk lies in how our balance sheet is currently structured and to understand where risks could be based on the road map we’ve laid out for our credit union,” said David Murphy, Vice President of Finance & Risk at Marshfield Medical Center Credit Union, based in Marshfield, Wisconsin.

Advia Credit Union, based in Parchment, Michigan, worked with the experts at QuantyPhi for an assessment of its asset/liability management.

“Every year to 18 months, Advia has an independent validation of our ALM model performed,” said Jeff Fielder, Chief Financial Officer. “This past year we worked with Kevin Chiappetta and the team at QuantyPhi. Kevin and team were great to work with and we greatly valued the insights and expertise they brought to the table. We would certainly recommend QuantyPhi to others.”

Right now, QuantyPhi is offering any credit union that visits its virtual booth at the Strategic Link Trade Show a 50% discount of its flagship benchmarking product. Benchmarking allows a credit union manager to quickly focus on selecting additions or deletions to the investment portfolio based on the overall risk position and income needs of the credit union. Taking the time to understand what the balance sheet needs before making a decision allows the manger to know precisely how each decision is benefiting the overall exposures and income needs before the decision is made. Learn more about QuantyPhi’s approach to benchmarking here.

Visit QuantyPhi’s virtual booth at the Strategic Link Trade Show to learn more. Chat directly with the team every CU Learning TRAXX session day, from 11 a.m. to 1 p.m. PDT (noon – 2 p.m. MDT). During the month of October, earn points as you explore the trade show floor for a chance to win a $250 VISA gift card!

Posted in Business Solutions, GoWest Solutions.