Help Your Credit Union Thrive in Challenging Times


More than 90 percent of credit unions in the United States are not generating enough interest income on loans and investments to cover operating expenses, creating an unsustainable dependence on fee income.

TCT Risk Solutions, a vetted business partner of the Northwest Credit Union Association, is dedicated to helping credit unions achieve success in the face challenges like this. In a webinar on Nov. 16, Randy C. Thompson, Ph.D., CEO and founder of TCT Risk Solutions, will introduce and discuss programs that have helped many credit unions reduce or eliminate their dependence on fee income and make a profit from their primary source of business.

Attendees will learn how to improve earnings and equity by:

  • Lending deeper, more effectively, and more profitably;
  • Managing IRR to boost earnings and increase equity;
  • Managing the risk in your loan portfolio to minimize loss and maximize return; and
  • Managing CECL to the advantage of your credit union.

Dr. Thompson has more than 30 years of experience working with credit unions, state and federal regulators, and national credit union alliances. He received The Eternal Flame Award from the California/Nevada Credit Union League recognizing his committed service to credit unions. He provides training to state and federal examiners in ALM, credit migration, and product pricing.

Click here to register for the webinar on Nov. 16, 11 a.m. PST. For more information on our partnership with TCT Risk Solutions, contact Northwest Credit Union Association’s Strategic Partnerships Manager Kaitlin Ramos at

Posted in Events.