Oregon Legislative Update: Committee Deadline Hits

Tuesday is the deadline for bills to move out of committees in their chambers of origin. What that means is Senate committees will be done hearing and voting on Senate bills and House committees will be done with House bills. 

The exceptions in both chambers are the Revenue and Rules Committees.  Additionally the Ways and Means Committee, because it is a joint committee, does not have deadlines.  Another way to keep a bill alive past the deadline is to transfer the bill from standing committees to the Rules committee or the Ways and Means Committee.  After Tuesday, those bills that remain in the policy committees are considered “dead.”

Last Monday evening, the Senate Workforce and House Business and Labor Committees held a joint hearing on 10 bills related to raising the minimum wage. Some proposals called for an increase from our current minimum wage of $9.25 to $10.75, while other proposals would raise the rate to $15 and another would remove the statewide preemption on minimum wage policy. 

Joint Ways and Means Public Hearings

Each year, the Oregon Legislature’s Joint Ways and Means Committee goes out to communities for a statewide road show. They will hold a series of public hearings on the state budget. Hearing sites and times include:

  • Tuesday, April 21 – Portland (PCC Rock Creek) 7:00-8:30 p.m. at the Portland Community College Rock Creek Campus
  • Thursday, April 23 – Springfield 6:30-8:00 p.m. at Springfield City Hall, Council Chambers
  • Friday, April 24 – Klamath Falls 5:30-7:00 p.m. at the Oregon Institute of Technology
  • Saturday, April 25 – Grants Pass 12:30-2:00 p.m. at Performing Arts Center Lecture Hall at Grants Pass High School

Bills We’re Watching

The Northwest Credit Union Association has been very busy providing testimony on several other bills before the Oregon Legislature. Here are a few:

HB 2637 – Advertising of Mortgage-Related Services

Prohibits person from knowingly omitting from advertisement for mortgage credit product clear and conspicuous statement that identifies person that offers or promotes mortgage credit product.  Here is an excerpt from our testimony:

“We appreciate the opportunity to work with Rep. Lively on HB2637. We support the bill with -2 amendment. We believe the bill with the -2 amendment addresses the specific problem of deceptive mortgage advertising intended to mislead consumers into thinking an offer is sponsored or approved by their current lender or a government agency. The bill also avoids potential conflicts (in the bill as originally proposed) with required disclosures under federal consumer protection rules.”

HB2282, -2 Amendment – ODOT Electronic Documents

In 2014, Oregon credit unions began the process of discussing a variety of legislative and regulatory issues that could be addressed in the 2015 legislative session to help them better serve credit union members.  One issue that kept coming up was the process for submitting documentation to the Department of Motor Vehicles (DMV) to change ownership and lien information on vehicle title certificates.    Because this is a key part of the process for completing a car loans, our members asked that we begin discussions with DMV on the issue of electronic titling along with electronic signatures.  The -2 amendment which replaces HB2282, allows ODOT to receive electronic transmitted documents.

HB2889 – Foster Youth Accounts

The Northwest Credit Union Association has been pleased to work with Children First for Oregon and other interested parties to make it easier for Oregon foster youth to open and maintain savings accounts.  The -1 amendment to HB2889, as proposed, is the result of collaborative efforts to achieve the common objectives and address the reasonable concerns of all interested parties.  This goal of the bill is to support Oregon’s foster youth is opening up savings accounts.

SB601 – Identity Theft and Data Breaches

SB 601 is a bill to expand the current Oregon Consumer Identity Theft Protection Act.  The bill will improve enforcement and notification requirements for breaches of security involving personal information and give the Attorney General’s office tools to track and enforce data breaches in our state.  Credit unions are very interested in this issue because what we have seen in the past few years as a rise in data breaches.

With the news of the Target, Home Depot, and many other data breaches, elected leaders are considering what they can do to protect the consumer’s personal information. Major merchant data breaches expose credit unions to significant monetary costs and reputational risk.  Contrary to what many think, when a merchant data breach occurs, credit unions bear the actual costs of the breach, including not only fraud costs but also costs of blocking transactions, reissuing cards, increasing staffing at call centers, and monitoring accounts.

HB2996 – Oregon Center for Cyber-Excellence

HB2996 establishes Oregon Center of Cyber-Excellence and defines purpose of center. The Oregon Center for Cyber Excellence’s (OCOE) primary mission is to serve Oregon businesses, citizens and government agencies with awareness, prevention, management and security of cyber issues.

Questions about this story? Contact James Pearson: 206.340.4790, jpearson@nwcua.org.

 

Posted in Advocacy News.