Oregon Lawmakers Prepare a Host of Bills for Upcoming Legislative Session

Gun control, marijuana and Cover Oregon were among the key issues on the agenda when Oregon lawmakers gathered in Salem last week for the third and final series of interim committee meetings leading to the Feb. 3 opening of a short legislative session.

Legislative Days, which ran Wednesday through Friday, was designed to help lawmakers revise and prepare bills for full consideration when they return for what could be just a 35-day session.

Pam Leavitt, the Northwest Credit Union Association’s policy advisor in Oregon, says several issues of interest to credit unions are likely to be heard in February. Here’s a list of legislative drafts that the Association is reviewing (“LC” stands for Legislative Counsel and is used before bills are officially introduced):

  • LC111 (unsolicited checks): Anyone who sends an unsolicited check, draft or other payment instrument or an offer to extend credit or lend money to a consumer would be required to either send a notice to the consumer at least seven days in advance or to establish and use a system by which the consumer must affirmatively consent to receive the check, draft, payment instrument or offer to extend credit or lend money. Provides that violation of the requirement is unlawful practice subject to enforcement under Unlawful Trade Practices Act.
  • LC155 (UCC Article 9): Requires that a record of financing statement sufficiently provide the name of the individual debtor when the record provides the individual name, or the surname and first personal name, of the debtor.
  • LC208 (lottery savings game): Directs Oregon State Lottery to establish a pilot program to operate a lottery savings game in which players may win randomly awarded prizes of interest or earnings. The Association is reviewing the draft to compare it to prized-linked savings programs.
  • LC31 (dealer-to-dealer title transactions): Specifies when a vehicle dealer has received a certificate of title or other primary ownership document for the purpose of the offense of failure to provide clear title.
  • LC191 (possessory liens): Provides that a lien claimant who fails to give notice to a person who has a security interest in chattel sold to foreclosure lien is liable for the sum of purchase to the buyer that purchased chattel at a foreclosure sale if the buyer takes chattel subject to security interest. This draft bill by Rep. Paul Holvey addresses testimony provided by credit unions on the subject of mechanical liens.
  • LC214 (property tax lien transfers): Sets up a new program to allow tax collectors in counties to assign a property tax lien to an assignee with written authorizations from the property owner.
  • LC207 (advertising of mortgage loan services): Prohibits a person from sending advertisements for mortgage loan services or other extensions of credit secured by real property if the advertisement has certain characteristics, unless the person has a previous business relationship with the recipient.
  • Financial Institution Data Match (no draft number): Establishes a program for the Oregon Department of Revenue to obtain bank account information on debtors for the purpose of issuing garnishments for the collection of tax and OAA debts.
  • LC62 (elder abuse): Directs the Department of Human Services to create a database registry for an electronic record of reports and investigations of elder abuse in long-term care facilities.

Pam Leavitt will report from Salem each week when the Oregon Legislature is in session; look for her “Oregon Legislative Update” every Tuesday in Anthem. For more information, contact Leavitt at pleavitt@nwcua.org.

 

Questions? Contact Gary Stein: 503.350.2216, gstein@nwcua.org.

Posted in Advocacy News.