Anthem
David Curtis
Director, Compliance Services
Phone: 206.340.4785
Toll-free: 800.995.9064 x151
David Curtis is the director of compliance services at the Northwest Credit Union Association. In this role he is responsible for responding to credit union compliance inquiries, informing and instructing credit unions on new compliance responsibilities through updates and council meetings. He is a liaison, facilitator, and presenter at both the compliance and collectors’ networking […]
Will Hall
Director, Legal Advocacy
Phone: 208.297.5877
Toll-free: 800.995.9064 x302
Will Hall serves as the Director of Legal Advocacy for the Northwest Credit Union Association, providing compliance expertise to the Association’s member credit unions, helping them navigate the many compliance challenges they face. After graduating from Davidson College in North Carolina, Hall moved to the nation’s capital, where he worked for several years before attending […]
Compliance Question of the Week
November 12, 2013
Nov. 12, 2013
The new HOEPA rule requires that we provide consumers with a list of homeownership counseling organizations. Where can the credit union pull this list from?
The credit union can obtain the list in two ways.
First, the credit union can use the CFPB’s newly created Web tool, which allows you to generate a list simply by typing in the Zip code of the applicant.
Second, if you choose not to use the CFPB’s list, the credit union can create its own list by using data made available by HUD. The CFPB has released guidance on how credit unions can create their own list.
Related Links:
Find a Housing Counselor
CFPB Guidance for Housing Counselor Lists
Questions? Contact the Compliance Hotline: 1.800.546.4465, compliance@nwcua.org.
Posted in Compliance.