Senior Mortgage Loan Processor

Are you a Leader?  Do you believe in Cooperation?  Are you personally governed by the following principles?

The 7 Cooperative Principles

Principle #1 (Inclusiveness): Membership Should Be Open To All
Principle #2 (Voice): Members Should Call The Shots
Principle #3 (Participation): Rates & Fees Should Benefit Our Members
Principle #4 (Independence): Autonomy & Independence Set Us Apart
Principle #5 (Education): Financial Education Should Be Free & Available To All
Principle #6 (Cooperation): Cooperation Among Cooperatives Is Vital
Principle #7 (Community): Giving Back To The Community Is An Obligation

If any of those sound like you, you might very well make a fabulous addition to the SMCU Cooperative!  SMCU is a growing organization and our mission statement is: We help members achieve their financial goals to realize their dreams.  At SMCU, it is our employees who truly make us a success.  After all, it is our staff members who directly provide the excellent service our membership expects and deserves.

Please visit to see a full job description, benefits summary and to learn more about the credit union.  Also, find out a little more about the culture of organization by visiting the following sites, and

Seattle Metropolitan Credit Union is currently recruiting for a Senior Mortgage Loan Processor to join our Home Loan team.  Do you have experience processing first mortgages?  If so, you may be just the person we are looking for to add to our Home Loan team.  If you want to be part of a dynamic team and a growing company, one where you are not just a number, but a valued and contributing employee, SMCU just might be the place for you!! 

Please visit our website at to see a full job description, benefits summary and to learn more about SMCU and our philosophy. We not only offer competitive pay but a fabulous full benefits package to boot!!

Role at SMCU

As the Senior Mortgage Loan Processor, you will be responsible for the quality and timely processing of first mortgages.

Essential Job Functions:

  • Performs all phases of processing Conventional, Construction, FHA and VA mortgage loans.
  • Processes loans in a timely manner with very few audit exceptions.
  • Processed loan packages to meet investor, SMCU and PMI guidelines.
  • Insures the loan packages are accurate and compliant with State and Federal Regulations.
  • Works closely with Underwriters, Loan Officers and Closers.
  • Monitors and maintains pipeline
  • Provides member status updates as needed or requested.

Other duties may be assigned.

Working Conditions

  • Work is generally performed in an office environment.  May be required to attend off-hours meetings and seminars
  • Indirect exposure to robbery.



  • Must also be able to handle a pipeline of 40 +/- files and have them fully processed within 20 days for final loan approval with accuracy.
  • Ability to comprehend and clear AUS conditions/findings.
  • Strong communication and problem solving skills.
  • Ability to prioritize daily work to meet deadlines and adjust to last minute changes.
  • Excellent organizational skills and attention to detail.
  • Knowledge of and experience with FNMA/FHLMC, FHA and VA guidelines.
  • Ability to listen to questions and concerns and respond appropriately and accurately.
  • Ability to maintain a positive and friendly attitude when under pressure.
  • Strong computer skills.
  • Excellent customer service skills.
  • Excellent attendance.
  • Ability to work independently.
  • Knowledge of the Secondary Market.
  • Basic underwriting skills (review appraisals, title and tax returns)


  • Strong computer skills.
  • Excellent customer service skills.
  • Excellent verbal and written communication skills.
  • Excellent organizational and time management skills.
  • Excellent attention to detail and accuracy.


  • Ability to process first mortgage files on a consistently accurate level.
  • Ability to perform basic math calculations (addition, subtraction, multiplication, division, and percentages).
  • Ability to communicate with tact, discretion, and courtesy within and outside the organization.
  • Ability to work independently and prioritize workload.
  • Ability to handle stress in a high volume and fast paced environment.
  • Ability to make decisions.
  • Excellent attendance.
  • Professional appearance and demeanor.


  • High school level or greater. 
  • Minimum three years of experience processing investor quality first mortgage loans.

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