Standard Flood Hazard Determination Form Revised

The Standard Flood Hazard Determination Form (SFHDF), used to comply with Section 303 (a) of Title V of the National Flood Insurance Reform Act of 1994 (NFIRA), has been revised. The revised form expires on May 30, 2015. The Federal Emergency Management Agency (FEMA) is giving users a three-year transition period to allow user systems to be changed before final adoption of the form is required.

The previous form can be used until the expiration date. Users may choose to update their systems at any time to the new format.

The SFHDF is used by federally regulated lending institutions when making, increasing, extending, renewing or purchasing a loan for the purpose of determining whether flood insurance is required and available. The form may also be used by insurance agents, property owner, realtors and community officials for flood insurance related activities and flood zone documentation.


Questions? Contact the Compliance Hotline: 1.800.546.4465,

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