Loan Officer

Job Summary: The Loan Officer is responsible for reviewing, analyzing, approving and underwriting basic to complex consumer loans within industry guidelines. The Loan Officer will evaluate risk and make loan decisions that are supported by analysis of the borrower’s application, account and credit information. Must be able and willing to cross-sell the Credit Union’s products and services when appropriate and act as a credit consultant for our members.


  • Interview member loan applicants to obtain information concerning their loan needs, earnings, and financial condition both in person and over the phone.
  • Facilitate the lending process with members, to include documentation, interviewing and closing.
  • Exhibit sound and accurate judgment by supporting and explaining reasoning for decisions and by meeting Credit Union policies.
  • Identify cross sell opportunities and successfully cross sell Credit Union products and services.
  • Perform collection duties, including calling delinquent accounts and making arrangements for payment.
  • Service the Credit Union’s current book of business by resolving member issues in a timely, consistent and professional manner. Service to our members is our number one priority.
  • Work closely with various team members within the lending department and across the organization in order to make timely and accurate decisions. Good communication skills are a must.
  • Ensure compliance is met for all loans.
  • Perform other job-related duties as assigned.
  • Support front line staff in identifying cross sell opportunities to build loans that benefit both the member and the Credit Union.
  • Stay up-to-date on all current, applicable industry standards.
  • Cultivate dealer relationships under the indirect lending program.

Position Requirements:

  • High school diploma or equivalent required. Bachelor’s degree in business, finance, or economics preferred.
  • Minimum two (2) years consumer loan underwriting experience required.
  • Credit Union experience a plus.
  • Displays exceptional communication skills, both orally and written.
  • Ability to investigate and analyze information in order to draw educated conclusions.
  • Well-developed ability to manage multiple tasks/projects and deadlines simultaneously.
  • General knowledge of underwriting procedures, documentation requirements and terminology.
  • Knowledge of credit policies and approval processes.
  • Excellent telephone skills and superior customer/member service skills.
  • Ability to make prudent evaluative judgments.
  • Collections experience a plus.
  • Indirect lending experience a plus.

Benefits:Competitive salary DOE, holiday pay, vacation, sick leave, medical, wellness plan, 401K, dental, vision, life, long term disability benefits.

Apply: Applications may be faxed to 425-259-3885 or e-mailed to

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