Regulatory Advocacy Update

The Northwest Credit Union Association (NWCUA) submitted a comment letter on a recent proposal from the Department of Housing and Urban Development (HUD) that would establish uniform standards for determining when a housing practice with a discriminatory effect violates the Fair Housing Act.

In November, the Supreme Court agreed to hear arguments in a case dealing with precisely these issues. While arguments are scheduled to begin Feb. 29, moving forward with a rulemaking would not make sense and could potentially cause more uncertainty and burden than it relieves.

The Association urged HUD to hold its rulemaking until the Supreme Court had the opportunity to hear and make a decision in this case, saying, “While we fully support the goal of consistent fair housing, continuing with the regulatory process at this point could cause confusion and unnecessary burden on credit unions and complying institutions.”

The Association will continue to monitor this issue as it moves through the judicial process.  You can read the full comment letter and view the proposal on the Association’s comment letter archive.


The NWCUA Regulatory Advocacy team works with state and federal regulators to help reduce the regulatory burden on credit unions and protect the credit union movement. The Association encourages members to participate in the regulatory process. If you have any questions on these or other regulatory issues, please contact Director of Regulatory Advocacy Jaycee Winn at, or at 800.995.9064 x209.

Posted in Advocacy News, Compliance News.