Compliance Question of the Week

Federal credit unions, with the respect to written and visual advertisements, may satisfy the notice requirement by including in the advertisement a copy of the logotype with the legend “Equal Housing Lender” or a copy of the logotype, with the legend “Equal Housing Opportunity.”

State credit unions are regulated under the HUD and must use “Equal Housing Opportunity.”

Both federal- and state-chartered credit unions are prohibited from engaging in any advertising of real estate-related loans that violate the Fair Housing Act or the Equal Credit Opportunity Act. 

Related Links
12 CFR 701.31 (i)

24 CFR 200.620

24 CFR 110.25 (a)


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Posted in Compliance News, Federal.